Issue Contents

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#	Article	Article Summary
1	Digging out from holiday debt--several options available, according to University of Northern Iowa Professor	UNI professor suggests a year long budget including holiday expenses; either not using or cutting up credit cards will help get holiday spending under control.
2	Iowa educators help train future teachers through University of Northern Iowa cadre partnership	Teaching Associates Cadre works with ten student teaching centers throughout Iowa to train future teachers. Karen Needham and Dr. Christine Canning are Cadre members. The teaching centers personnel are listed.
3	Master teachers demonstrate learning methods in University of Northern Iowa class	Introduction to Elementary Curriculum classes make use of the team teaching concept.
4	Social studies comes alive in University of Northern Iowa teaching methods class	Hands on activities are stressed in a Social Studies Methods class at UNI.